Sunday, April 25, 2021
Skepticism
Skepticism is generally a questioning attitude or doubt towards one or more putative instances of knowledge which are asserted to be mere belief or dogma. Formally, skepticism is a topic of interest in philosophy, particularly epistemology.
---- Wikipedia
The skeptical movement is a modern social movement based on the idea of scientific skepticism. Scientific skepticism involves the application of skeptical philosophy, critical-thinking skills, and knowledge of science and its methods to empirical claims, while remaining agnostic or neutral to non-empirical claims.
-- Wikipedia
The skeptical movement is a modern social movement based on the idea of scientific skepticism (also called rational skepticism).
Scientific skepticism involves the application of skeptical philosophy, critical-thinking skills, and knowledge of science and its methods to empirical claims, while remaining agnostic or neutral to non-empirical claims (except those that directly impact the practice of science).
The movement has the goal of investigating claims made on fringe topics and determining whether they are supported by empirical research and are reproducible, as part of a methodological norm pursuing "the extension of certified knowledge".
The process followed is sometimes referred to as skeptical inquiry.
Roots of the movement date at least from the 19th century, when people started publicly raising questions regarding the unquestioned acceptance of claims about spiritism, of various widely-held superstitions, and of pseudoscience.
Friday, February 17, 2012
Saturday, October 22, 2011
George Carlin Quotes
Source:
http://www.skeptic.ca/george_carlin_quotes.htm
George Carlin feared no man
Jerry Seinfeld - Jokes and Funny Quotes.
I was the best man at the wedding. If I'm the best man, why is she marrying him?
It's amazing that the amount of news that happens in the world every day always just exactly fits the newspaper.
What is a date really, but a job interview that lasts all night? The only difference is that in not many job interviews is there a chance you'll wind up naked.
You know you're getting old when you get that one candle on the cake. It's like, "See if you can blow this out."
Men want the same thing from their underwear that they want from women: a little bit of support, and a little bit of freedom.
Dogs are the leaders of the planet. If you see two life forms, one of them's making a poop, the other one's carrying it for him, who would you assume is in charge.
Now they show you how detergents take out bloodstains, a pretty violent image there. I think if you've got a T-shirt with a bloodstain all over it, maybe laundry isn't your biggest problem.Maybe you should get rid of the body before you do the wash.
That's the true spirit of Christmas; people being helped by people other than me
There's very little advice in men's magazines, because men don't think there's a lot they don't know. Women do. Women want to learn. Men think, "I know what I'm doing, just show me somebody naked."
According to most studies, people's number one fear is public speaking. Number two is death. Death is number two. Does that sound right? This means to the average person, if you go to a funeral, you're better off in the casket than doing the eulogy.
Sometimes the road less traveled is less traveled for a reason
The Swiss have an interesting army. Five hundred years without a war. Pretty impressive. Also pretty lucky for them. Ever see that little Swiss Army knife they have to fight with? Not much of a weapon there. Corkscrews. Bottle openers. "Come on, buddy, let's go. You get past me, the guy in back of me, he's got a spoon. Back off. I've got the toe clippers right here."
Why do people give each other flowers? To celebrate various important occasions, they're killing living creatures? Why restrict it to plants? "Sweetheart, let's make up. Have this deceased squirrel."
Why do they call it a "building"? It looks like they're finished. Why isn't it a "built"?
People who read the tabloids deserve to be lied to
Seems to me the basic conflict between men and women, sexually, is that men are like firemen. To men, sex is an emergency, and no matter what we're doing we can be ready in two minutes. Women, on the other hand, are like fire. They're very exciting, but the conditions have to be exactly right for it to occur.
The big advantage of a book is it's very easy to rewind. Close it and you're right back at the beginning.
I have a friend who's collecting unemployment insurance. This guy has never worked so hard in his life as he has to keep this thing going. He's down there every week, waiting on the lines and getting interviewed and making up all these lies about looking for jobs. If they had any idea of the effort and energy that he is expending to avoid work, I'm sure they'd give him a raise.
To me, a lawyer is basically the person that knows the rules of the country. We're all throwing the dice, playing the game, moving our pieces around the board, but if there is a problem the lawyer is the only person who has read the inside of the top of the box.
Men don't care what's on TV. They only care what else is on TV.
The idea behind the tuxedo is the woman's point of view that men are all the same; so we might as well dress them that way. That's why a wedding is like the joining together of a beautiful, glowing bride and some guy. The tuxedo is a wedding safety device, created by women because they know that men are undependable. So in case the groom chickens out, everybody just takes one step over, and she marries the next guy.
My parents didn't want to move to Florida, but they turned sixty, and that's the law.
I will never understand why they cook on TV. I can't smell it. Can't eat it. Can't taste it. The end of the show they hold it up to the camera, "Well, here it is. You can't have any. Thanks for watching. Goodbye."
Somebody just gave me a shower radio. Thanks a lot. Do you really want music in the shower? I guess there's no better place to dance than a slick surface next to a glass door.
See, the thing of it is, there's a lot of ugly people out there walking around but they don't know they're ugly because nobody actually tells them.
What would the world be like if people said whatever they were thinking, all the time, whenever it came to them? How long would a blind date last? About 13 seconds, I think. "Oh, sorry, your rear end is too big." "That's ok, your breath stinks anyway. See you later."
You know what I never get with the limo? The tinted windows. Is that so people don't see you? Yeah, what a better way not to have people notice you than taking a thirty foot Cadillac with a TV antenna and a uniformed driver. How discreet. Nobody cares who's in the limo. You see a limo go by, you know it's either some rich jerk or fifty prom kids with $1.75 each.
You can measure distance by time. "How far away is it?" "Oh about 20 minutes." But it doesn't work the other way. "When do you get off work?" "Around 3 miles."
Are there keys to a plane? Maybe that's what those delays are sometimes, when you're just sitting there at the gate. Maybe the pilot sits up there in the cockpit going, "Oh, I don't believe this. Dammit..I did it again." They tell you it's something mechanical because they don't want to come on the P.A. system, "Ladies and gentlemen, we're going to be delayed here on the ground for a while. I uh..Oh, God this is so embarrassing...I, I left the keys to the plane in my apartment. They're in this big ashtray by the front door. I'm sorry, I'll run back and get them."
I once had a leather jacket that got ruined in the rain. Why does moisture ruin leather? Aren't cows outside a lot of the time? When it's raining, do cows go up to the farmhouse, "Let us in! We're all wearing leather! Open the door! We're going to ruin the whole outfit here!"
Saturday, July 24, 2010
Mortgage Fraud
I may be on the losing end of a $200 million mortgage-fraud scheme.
Earlier this year, my colleagues and I bought a tiny slice of a toxic asset, a bond backed by a bunch of bad mortgages. We’ve been using the asset as a window into the housing boom and bust.
Recently, a group of reporters at the Sarasota Herald-Tribune told us that one of the mortgages in our asset was part of a real-estate scheme being investigated by the FBI.
That told me that, to understand how the scheme worked, I should learn the story of the house on Cove Terrace.
The house is a nice Florida place — red-tile roof, pool, boat dock. In 1999, it was owned by Dr. Fred Bloom, a doctor who unwittingly sold the house into what may have been a mortgage-fraud ring.
Bloom spent a happy decade raising kids here. In 2000, he sold the house for $600,000 — much less than he'd hoped. The buyer was represented by Craig Adams, a real-estate agent known in Sarasota as a guy who could make deals happen.
Two weeks later, Adams re-sold the house for $725,000.
“I was really upset!” Bloom says. He thought his real-estate agent had misled him about the value of the house. But there was more to the picture than he knew.
According to Matthew Doig, an investigative reporter who has written about mortgage fraud for Sarasota Herald-Tribune, this is what happened:
Adams had a group of friends and associates. One would buy a house. Then he’d sell it to another, for a higher price. Then it would get sold again, at a price that was still higher. The sales often wouldn’t get listed publicly and Adams would set the prices.
With each sale, someone would take out a loan that was more than big enough pay off the previous loan. The players would split the remaining cash.
"After Dr Bloom is out of the picture, that house is completely controlled by Craig Adams," Doig says. "Every time it is, sold Adams is representing both the buyer and seller."
I called Adams seeking comment, but he didn't return my calls.
In four years, Bloom’s house had six owners — and the sale price went from $600,000 to more than $2 million.
Dr. Bloom became more and more confused by the escalating price. The house didn’t look better. In fact it looked worse:
"The yard was really in disrepair," he said. "It looked like it was vacant."
This kind of scheme is common during housing booms, according to Guy Cecala, of the trade magazine Inside Mortgage Finance. But passing a house back and forth, and taking out ever bigger loans, has to end badly for someone.
By 2007, Bloom's old house was owned by yet another associate of Craig Adams — a guy who wound up defaulting on more than $2 million in loans. The bank foreclosed on the house.
The banks clearly lost big time. They kept handing out the loans because they were caught up in the bubble too.
At the height of the bubble, a third of the people buying houses were never planning to live there. That doesn’t mean all those loans were all fraudulent.
At the same time, mortgage fraud can be something as simple as saying you’re going to live in a house you never plan to set foot in.
The FBI is looking into more than 3,000 cases of mortgage fraud. And in Sarasota they're doing it with help of Craig Adams: The Sarasota Herald-Tribune has reported that he’s gone from real estate genius to FBI informant.